Debt-Free Forever by GAIL VAZ-OXLADE

Author:GAIL VAZ-OXLADE
Language: eng
Format: epub
ISBN: 9781443412827
Publisher: HarperCollins Publishers

GAIL’S TIPS

Pick something you buy without giving it a second thought and figure out what the long-term cost of your “small indulgence” is. Whether you’re a “bottle of wine a night” girl, a “magazine at the checkout” chick, or a “doodad at the automotive store” dude, add it up. Multiply it by 52 if you do it weekly, 250 if you do it every workday, or 365 if you do it daily. (Check out what it costs for a small spend like a newspaper done daily over 30 years and you’ll see what i mean.) Once you figure out what you’re spending in a year, multiply it by 30 to see what it’s costing you long-term.

The point isn’t to eliminate every small pleasure from your life. The point is to choose those pleasures consciously and, therefore, consciously enjoy them. If every sip of that beer brings you pleasure, and you can afford it, you’re doing fine. But if it’s your third bottle and you can’t remember the other two, well, kiddo, you got some consciousness raising to do.

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